▸ Product 17 · Money & the years ahead

The
Money & Years Planner

The only financial planning workbook designed specifically for perimenopause. Not financial advice — a thinking and conversation-preparation tool. Career decisions, pension gaps, the cost of symptoms, major life transitions, and long-term financial clarity. The questions nobody else is asking.

£12.99
Instant download · 32 pages · 6 binder sizes

General information, not medical advice. Speak to your GP or a menopause specialist about your own care. Not financial advice.

Chapter & Grace
Product 17 · The Money & Years Planner
▸ What's inside

32 pages. Everything you need.

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Where I Am Now — Financial Baseline
Current income, outgoings, savings, pension status. Not to judge — to create a starting point. What does your financial picture actually look like today?
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The Cost of Symptoms
How perimenopause symptoms are affecting your earning capacity right now. Reduced hours, career pauses, performance impact, sick days. Most women never put this into concrete terms.
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Career & Work Decisions
Are you considering reducing hours, changing roles, taking a career break, or leaving work entirely because of symptoms? What would the long-term financial impact be? This section helps you think through it before deciding.
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The Pension Conversation
Perimenopause typically coincides with the decade when pension decisions have the greatest compounding impact. What's in your pension? What's the gap? What can you do in the next 5–10 years?
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Major Transitions
Divorce, separation, empty nest, caregiving responsibilities, inherited assets. The life events that frequently coincide with perimenopause, and how they intersect with your financial picture.
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Preparing for Professional Conversations
Structured prep for conversations with a financial adviser, accountant, or HR. What you need to know, what to ask, what documents to gather. This is not financial advice — it is preparation for getting proper financial advice.
▸ What makes it different

Designed for real life

01
Nobody is doing this
Financial planning products ignore perimenopause. Perimenopause products ignore financial planning. This planner sits honestly where the two meet.
02
Not financial advice — financial clarity
Every page is a prompt or a conversation-preparation tool. It helps you arrive at conversations with a financial adviser, pension provider or HR prepared — it doesn't replace them, and it isn't financial advice.
03
The decade that compounds
The financial decisions made in your 40s and early 50s — pension contributions, career choices, property decisions — have disproportionate long-term impact. This planner helps women make them with clarity rather than crisis.
▸ This is for you if

You are in your 40s or 50s and feeling financial uncertainty alongside perimenopause symptoms. You're considering major career or life changes. You've never looked clearly at your pension. You want to think before you act.

▸ What you get
  • ✓ 32-page printable PDF
  • ✓ All 6 ring binder sizes included
  • ✓ Instant download
  • ✓ Undated — print as many times as you need
  • ✓ How to use guide + worked example included